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Discover® More Card
Issued by Discover.
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BASIC INFORMATION 
| Introductory Rate: 0% APR* |
| Time Period: |
| Rate Applied To: Balance Transfers |
| Additional Details: *0% intro APR on balance transfers for a full 15 months, and 0% intro APR on purchases for a full 6 months. See terms and conditions for complete details. |
| Regular APR: |
Variable or Fixed:
Variable APR's are based on the Prime Rate or the 1 month LIBOR.
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| Annual Fee: $0 |
| Annual Fee Details: None |
| Application Fee: |
| Participation Fee: |
| Reload Fee: |
| Inactive Fee: |
| Total First Year Fees: |
| Type Of Rewards: Rebate |
| Be sure to read the card's See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website. for more details. |
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CREDIT CARD REVIEW
| This review was last updated on |
Overall Rating: 4.0
Ratings are on a scale of 1 to 5 based on customers who successfully applied for this card. |
| The Discover® More Card, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card.
Through the rewards program, cardholders earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically.
As an added bonus, cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.
The card has no annual fee and features an attractive 0% introductory APR on balance transfers for 15 full months, and a 0% introductory APR on purchases for 6 months.
Aside from the rewards program, the card also provides several platinum benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also receive discounts on products and services at participating merchants and retailers.
Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® More Card has to offer.
*It is important to note that like many cash rewards cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will only be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award. |
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REWARD PROGRAM INFORMATION
| Type Of Rewards: Rebate |
Reward Program Optional: No
Optional programs may have a fee. See See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website. for details. |
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| For Cards with Rebates Incentives |
| Lowest Possible Rebate: .25% |
| Highest Possible Rebate: 5% |
| Additional Rebates: Earn a 5% Cashback Bonus® for purchases in categories like travel, home, gas, restaurants, movies, and more. Earn up to 1% Cashback Bonus® on all other purchases automatically. |
| Rebate Details: See the Discover® More Card terms and conditions for more information. |
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| For Cards with Points Incentives |
| Points Per Dollar Spent: |
| Additional Points: |
| Point Details: |
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| For Cards with Miles Incentives |
| Miles Per Dollar Spent: |
| Additional Miles: |
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Rewards Expiration Period:
This period applies to all rebate, point and reward programs. |
| Annual Limit: |
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ADDITIONAL PERKS
| Various card designs to select from.
Various Internet account related services.
Up to $500,000 in travel accident insurance.
Fraud and security protection services.
Auto rental insurance.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits. |
Special Notations:
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website.
Always read the credit card's See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Here" button, you can review the credit card terms and conditions on Discovers website. before applying!
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Details about the Discover® More Card
